Settlement infrastructure for ambitious technology companies.

Build seamless on-chain cheque payouts, instant liquidity rails, and automated smart disbursements with an API-first financial platform.

View Cheque Demo→
9:41
Payhash
Payhash Wallet
TRON (TRC20)
Total Balance
$12,392.50USDT
+$2,912.00 Cheque Claimed
✓
Cheque Successfully Claimed
Just now
Tether
+2,912.00 USDT
ID: SKD-22LUNSW
Paid
Sender:Alexxy SomahinUser
Card:Visa ••• 3158Visa
Network Gas:0 USDT (Sponsored ⚡)
Disbursement Flow7D Volume
25
26
27
28
29
Today
AngelList
gusto
check
A
AtoB
ramp
≈coast
Vantaca
Announcing Payhash Institutional Escrow

An API-first settlement network built for instant liquidity, strict non-custodial security, and zero-slippage execution.

Move fast and scale Web3 payouts with unmatched compliance and cryptographic finality.

Comprehensive infrastructure to move, store, and settle assets. Payhash supports institutional treasury desks processing hundreds of millions in USDT monthly.

Bare metal settlements on every modern rail

TRON (TRC20)
TRON (TRC20)
Ethereum (ERC20)
Ethereum (ERC20)
Arbitrum One
Arbitrum One
Solana
Solana
Smart Cheques
Smart Cheques
Push-to-Card
Push-to-Card
SWIFT & SEPA
Treasury Vaults
payhash-sdk.ts
const cheque = await payhash.cheques.create({
amount: 2912.00,
currency: "USDT",
rail: "TRON_TRC20",
recipient: "TYXddcGWw6v2KptW7QWpNmN79eH99e4M9q",
expires_in: 3600
});
$2,912.00 USDT
TRC-20 Institutional Settlement
Cheque minted by treasury10:00:00 AM
Approved by Compliance Desk10:00:14 AM
Broadcast to Network Validators10:00:28 AM
Instant Settlement to Recipient WalletInstant

Full stack cheque issuing

Create cryptographic disbursement vouchers with custom expirations, multisig rules, and spend limits.

PAYHASH
•••• 5581
CORPORATEVISA
real_time_decisionslive
• settlement.created
$2,912.00 PACIFIC FREIGHT
mcc 4215 • visa
→ energy_subsidy .. sponsored ok
→ policy_audit .. passed
⚡ action: execute — 18ms

Multi-currency corporate accounts

Real-time telemetry, automated energy-subsidized gas routing, and multi-signature security.

$1,489,240.50
CHarbor Goods Treasury Corp.

Modular compliance & AML

Automated sanction screening, travel rule compliance, and instant wallet risk scoring.

Harbor Goods Inc.
Verified
Legal entity structureCorporation ✓
Tax ID / LEI Registration61-1904483 ✓
AML & Wallet Risk Scoring0.02% (Tier 1) ✓
ℹFlagged address: manual review required.

Tailored OTC liquidity rails

Deep order books and direct atomic swaps guaranteeing sub-second execution for large volume payouts.

Borrower / DeskAdvanceVolumeTurns
Harbor Goods$96,000$1.20M5.8×
Peak Supply Co.$328,000$4.10M6.4×
Field & Main$140,000$1.75M4.9×
Loft Athletics$210,000$2.62M5.2×
⚡
“Payhash has been the critical infrastructure layer enabling us to launch instant global payments. The speed, zero-latency TRON execution, and programmatic API flexibility are second to none.”
Nik Koblov, Head of Engineering at Velocity Pay
Processes over $150M monthly with Payhash

Our team comes from Stripe, Kraken, TronDAO, and top banking institutions. The engineers inside your dedicated support channel are the architects who built the core settlement ledger.

“Payhash understands how digital assets truly move at scale — the latency bottlenecks, the energy mechanics, and the edge cases. Their institutional engine gave us immediate market velocity.”

T
Jamie Fox • Fintech GM at Tekion
$2.4B+
annualized settlement volume
99.999%
historical protocol uptime
15M+
automated disbursements completed

Everything we learned running high-volume payments drives Payhash’s architecture. We built a bespoke Web3 settlement engine from bare metal that interacts directly with high-throughput blockchains, eliminating intermediaries and slashing payout fees.

Composable primitives let your engineering team architect the exact payment experience your merchants demand.

💳Cheque Issuance
⚡TRON (TRC20) Rail
🛡️Automated AML Guard
🏢Verified Merchant
Instant Claim & Settlement
🔐Institutional Treasury Vault
FAQ

Frequently Asked Questions

Everything you need to know about the Payhash settlement infrastructure and non-custodial cheque protocol.

How does the Payhash Smart Cheque platform work?

Payhash issues non-custodial cryptographic cheques locked in audited smart contracts. Senders fund the cheque upfront, and recipients can claim funds directly into their TRON (TRC20) wallet with sub-second finality.

Who can issue cheques on Payhash?

Direct cheque creation and API minting are exclusively available to vetted merchants, liquidity partners, and enterprise clients. Recipients do not need an account to claim valid cheques.

How does Payhash ensure settlement security?

All transactions execute through audited TRC-20 smart contracts with multi-signature governance, automatic AML sanction screening, and programmatic time-locked escrow.

Who covers the blockchain energy and TRX gas fees?

Payhash features automated energy rental and gas sponsorship. Claimants do not need to burn high TRX balances — the protocol subsidizes required resources.

How fast can our team integrate the Payhash API?

Our REST API and TypeScript SDK allow most fintech partners to launch automated payout flows in under 48 hours, complete with webhook telemetry and sandbox environments.